With so many different formats of laser checks and
printed laser checks, just how do I decide which laser check is right
The first thing you need to consider when ordering laser
checks is whether or not your software can print a MICR (Magnetically
encoded character recognition) line at the bottom of the laser check.
The MICR line generally contains three pieces of information, the bank
routing number, your account number, and the check number. This MICR line
is scanned by the banks' (or merchants') processing equipment so that
these numbers do not have to be entered manually from the laser check.
The characters used to print a MICR line must be printed with specialized
inks or toners that contain fine iron particles that allow the MICR line
to be distinguished from the rest of the check, and then properly read
by the MICR processing equipment. The MICR line of a laser check must
be positioned and spaced with great precision, or read errors will result,
and the bank or merchant will have to enter the numbers manually. SecureChecks.com,
guarantees that your check will be readable by your bank's processing
equipment, or we will reprint your checks at no charge. Many, popular
software products including Quickbooks, Quicken, and Peachtree do not
offer the capability to print a MICR line; therefor, if your software
does not print the MICR line, you will want to order printed laser checks.
SecureChecks.com offers many different preprinted laser
check formats, for virtually every software provider, including Quickbooks,
Quicken and Peachtree. If you do not see your vendor listed in the
preprinted order form, simply call us at 800-577-4169 and we will be happy
to find the laser check format you need. When you buy printed laser checks,
the check can be completed via your software and a common inkjet printer.
If your software is indeed capable of printing on a completely
laser check, then you have the option of ordering blank laser checks.
All of the blank laser checks (and preprinted laser checks) sold by
SecureChecks.com are Check 21 compliant. This basically means that
not only is the check magnetically scanable, but it is also optically
scanable. This is now very important, since more and more banks and merchants
are optically scanning and storing the laser checks image for both record
keeping and normal processing. You may have noticed that a check that
you wrote to pay a bill is being processed via ACH (Automated clearing
house), electronically, even though you sent in a paper check. This is
part of the new rules, that allow merchants to "Truncate" a check, which
means to process it electronically, truncating the rest of the path the
paper instrument would normally take. When the merchant receives the check,
an image is taken. That stored image along with its associated information
is used to pay your bill, debit your account and then depending on your
banks procedures, may be used on your bank statement. Check 21 compliant
checks must be easily read and processed by the optical scanning equipment,
to insure accuracy and efficiency. If you have a suitable laser printer
and MICR toner for your printer, and your software is able to print the
MICR line on blank laser checks, this generally results in a lower cost
per printed check, since blank laser check stock is cheaper than printed
laser checks. Please note, you cannot use an ink jet printer to produce
a magnetically scannable MICR line. The ink used by ink jet printers do
not contain iron.
Another reason to buy blank
laser checks, and often considered to be the most compelling reason,
is the fact that you can easily print laser checks for multiple accounts,
without having to switch the laser check stock in the printer. It is important
to know however; this capability can also introduce a security risk, in
that someone may gain access to your check printing software, and quickly
print a check on one of your accounts, possibly using a check number that
would not alert you until much later when you balance your checkbook.
Software programs that use preprinted laser checks, normally keep up with
the next check number, and every check number printed, and when a check
is printed out of order, the preprinted check on the right hand of the
laser check stamped by the producer of the laser check, will not match
the check number being printed by your software, quickly alerting you
that a check is missing.
When you order laser checks from SecureChecks, you can
expect high quality blank or preprinted laser checks at very reasonable
prices, delivered amazingly quick. We take great pride in our products
and service! If you order your printed laser checks in the morning,
and authorize the printing of your laser check order, we will generally
print and ship your laser check order the same day, and we do this day
after day, at a fraction of the price you would expect to pay to have
your bank produce the same check, which you would then have to wait
on for weeks.
The laser check paper, used by SecureChecks.com, is of
course, secure. Many security features are present in every check
produced by SecureChecks.com. These security features help prevent check
fraud and are an important factor in choosing the right laser check supplier.
Don't take security for granted, many check printers have opted
to use lower quality, low security papers to save a few dollars. We do
not share that philosophy and only print on high quality, secure papers.
For more information on our security features click
here to see the article on Check Security and Features.
To sum it all up. SecureChecks.com is and about –
- Quality guarantees: If your checks are not as you ordered,
we will reprint them.
- MICR perfection: We check each run to ensure the MICR line
- Software Compatibility assured including: Quickbooks, Quicken,
Peachtree and many others.
- Check 21 Compliant: Ensures proper processing by optical
- Security: Don't be fooled, not all checks are secure.
- Knowledgeable: We've been in business since 1984
- Super Fast. Buy checks for Quickbooks in the morning, and
chances are we'll ship that same day!
- Dependable: You can count on us!
- Friendly: We still answer our own phones, no machines.
- Fantastically Priced: Compare our price and quality to anyone.
- Easy Online Ordering -- Click here to buy checks
for Quickbooks, Peachtree and more.
Place your order today, we know you'll be happy you did!